1. Watch out for shipping costs when buying via the Internet. Use the Internet to comparison shop, then pick up the item locally. 2. If you see something in a catalog that you want to buy, wait a week before ordering to see if you still really want it. (But don’t wait too long or […]

[Read more →]

How to establish and keep a budget.Many people think that sticking to a budget means they won’t be able to have the things they want. In fact, the opposite is true. A budget can help you preserve your lifestyle AND pay off debt while saving for the future. But if you sometimes have trouble making […]

[Read more →]

I don’t mean to remind everyone but it’s on the way. I’m already contemplating a 2nd job for extra ca$h. I really don’t want another job so let’s find some ways to stretch the bucks you already have and be able to get everyone on the list. 1. Start shopping now. Allow an amount to […]

[Read more →]

Okay.. So I investigated the whole new thermostat thing.. Not a bad idea. However, I was just on the phone with Peoples Gas. I’d like to say that the woman I spoke with was most helpful. She explained how to keep my gas bill down. I’m going to share her knowledge with you. She states […]

[Read more →]

Winter is upon us here in the Chi. So everyone is gearing up to turn on that furnace. Well, I usually would be one of those people. However, since the gas prices are absolutely insane, I will consciously try to keep the heater at 68 – 70 degrees.  If the family gets cold, I’ll just […]

[Read more →]